/* ============================================================
   Hare Krishna Finance Pvt Ltd
   Vehicle Finance Company - Korba, Chhattisgarh
   Theme: Red / Orange / White / Cream
   ============================================================ */

:root {
  --hk-red: #c62828;
  --hk-red-dark: #8e1c1c;
  --hk-orange: #f57c1f;
  --hk-orange-light: #ffb547;
  --hk-cream: #fdf6ec;
  --hk-cream-dark: #f6e7d2;
  --hk-white: #ffffff;
  --hk-ink: #2b1a13;
  --hk-muted: #6d5a50;
  --hk-radius: 14px;
  --hk-shadow: 0 10px 34px rgba(140, 45, 20, 0.10);
  --hk-shadow-lg: 0 20px 50px rgba(140, 45, 20, 0.18);
}

/* ---------- Base ---------- */
* { -webkit-tap-highlight-color: transparent; }

html { scroll-behavior: smooth; }

body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  color: var(--hk-ink);
  background-color: var(--hk-white);
  line-height: 1.65;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, .hk-display {
  font-family: 'Playfair Display', Georgia, serif;
  font-weight: 700;
  letter-spacing: -0.01em;
  line-height: 1.2;
}

a { text-decoration: none; }

.hk-cream-bg { background-color: var(--hk-cream); }
.hk-cream-dark-bg { background-color: var(--hk-cream-dark); }
.text-hk-red { color: var(--hk-red) !important; }
.text-hk-orange { color: var(--hk-orange) !important; }
.text-hk-muted { color: var(--hk-muted) !important; }
.text-hk-ink { color: var(--hk-ink) !important; }

.hk-section { padding: 84px 0; }
@media (max-width: 767px) { .hk-section { padding: 56px 0; } }

/* ---------- Eyebrow + section heads ---------- */
.hk-eyebrow {
  display: inline-block;
  font-size: 0.74rem;
  font-weight: 700;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--hk-orange);
  margin-bottom: 12px;
}

.hk-section-title {
  font-size: clamp(1.85rem, 4vw, 2.7rem);
  margin-bottom: 14px;
}

.hk-section-sub {
  color: var(--hk-muted);
  max-width: 620px;
  margin-inline: auto;
}

.hk-rule {
  width: 62px;
  height: 4px;
  border-radius: 4px;
  background: linear-gradient(90deg, var(--hk-red), var(--hk-orange));
  margin: 18px auto 0;
}
.hk-rule-start { margin-inline: 0; }

/* ---------- Buttons ---------- */
.btn-hk {
  background: linear-gradient(135deg, var(--hk-red) 0%, var(--hk-orange) 100%);
  color: var(--hk-white);
  border: none;
  border-radius: 999px;
  padding: 13px 30px;
  font-weight: 600;
  font-size: 0.95rem;
  position: relative;
  overflow: hidden;
  transition: transform 0.28s ease, box-shadow 0.28s ease;
  box-shadow: 0 8px 22px rgba(198, 40, 40, 0.30);
}
.btn-hk:hover, .btn-hk:focus {
  color: var(--hk-white);
  transform: translateY(-3px);
  box-shadow: 0 14px 30px rgba(198, 40, 40, 0.42);
}
.btn-hk::after {
  content: '';
  position: absolute;
  top: 0;
  left: -120%;
  width: 60%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.35), transparent);
  transform: skewX(-22deg);
  transition: left 0.6s ease;
}
.btn-hk:hover::after { left: 140%; }

.btn-hk-outline {
  background: transparent;
  color: var(--hk-red);
  border: 2px solid var(--hk-red);
  border-radius: 999px;
  padding: 11px 28px;
  font-weight: 600;
  font-size: 0.95rem;
  transition: all 0.28s ease;
}
.btn-hk-outline:hover {
  background: var(--hk-red);
  color: var(--hk-white);
  transform: translateY(-3px);
}

.btn-hk-light {
  background: var(--hk-white);
  color: var(--hk-red);
  border: none;
  border-radius: 999px;
  padding: 13px 30px;
  font-weight: 600;
  font-size: 0.95rem;
  transition: all 0.28s ease;
}
.btn-hk-light:hover {
  color: var(--hk-red-dark);
  transform: translateY(-3px);
  box-shadow: 0 14px 30px rgba(0, 0, 0, 0.20);
}

.hk-hero .btn-hk-outline {
  background: transparent;
  color: var(--hk-white);
  border: 2px solid rgba(255, 255, 255, 0.85);
}
.hk-hero .btn-hk-outline:hover {
  background: var(--hk-white);
  color: var(--hk-orange);
}

/* ---------- Navbar ---------- */
.hk-topbar {
  background: var(--hk-ink);
  color: rgba(255, 255, 255, 0.82);
  font-size: 0.84rem;
  padding: 8px 0;
}
.hk-topbar a { color: rgba(255, 255, 255, 0.82); transition: color 0.2s; }
.hk-topbar a:hover { color: var(--hk-orange-light); }

.hk-navbar {
  background: var(--hk-white);
  box-shadow: 0 2px 16px rgba(140, 45, 20, 0.08);
  padding: 10px 0;
  transition: padding 0.3s ease, box-shadow 0.3s ease;
}
.hk-navbar.hk-scrolled {
  padding: 4px 0;
  box-shadow: 0 4px 22px rgba(140, 45, 20, 0.14);
}

.hk-brand {
  display: flex;
  align-items: center;
  gap: 12px;
}
.hk-brand-mark {
  width: 46px;
  height: 46px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--hk-red), var(--hk-orange));
  color: var(--hk-white);
  display: grid;
  place-items: center;
  font-family: 'Playfair Display', serif;
  font-weight: 700;
  font-size: 1.02rem;
  letter-spacing: -0.02em;
  box-shadow: 0 6px 16px rgba(198, 40, 40, 0.28);
  flex-shrink: 0;
}
.hk-brand-name {
  font-family: 'Playfair Display', serif;
  font-weight: 700;
  font-size: 1.12rem;
  color: var(--hk-ink);
  line-height: 1.15;
  margin: 0;
}
.hk-brand-tag {
  font-size: 0.66rem;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--hk-orange);
  font-weight: 700;
}

.hk-navbar .nav-link {
  color: var(--hk-ink);
  font-weight: 500;
  font-size: 0.95rem;
  padding: 8px 16px !important;
  position: relative;
}
.hk-navbar .nav-link::after {
  content: '';
  position: absolute;
  left: 16px;
  right: 16px;
  bottom: 2px;
  height: 2px;
  background: linear-gradient(90deg, var(--hk-red), var(--hk-orange));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.3s ease;
}
.hk-navbar .nav-link:hover::after,
.hk-navbar .nav-link.active::after { transform: scaleX(1); }
.hk-navbar .nav-link.active { color: var(--hk-red); }

.navbar-toggler { border: none; padding: 6px 8px; }
.navbar-toggler:focus { box-shadow: none; }

/* ---------- Hero ---------- */
.hk-hero {
  position: relative;
  background: linear-gradient(135deg, #ff9d40 0%, var(--hk-orange) 55%, #e8620f 100%);
  overflow: hidden;
  padding: 96px 0 88px;
}
.hk-hero::before,
.hk-hero::after {
  content: '';
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
}
.hk-hero::before {
  width: 420px; height: 420px;
  top: -160px; right: -120px;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.22), transparent 68%);
}
.hk-hero::after {
  width: 340px; height: 340px;
  bottom: -140px; left: -110px;
  background: radial-gradient(circle, rgba(198, 40, 40, 0.20), transparent 68%);
}
.hk-hero .container { position: relative; z-index: 2; }

.hk-hero-title {
  font-size: clamp(2.2rem, 5.4vw, 3.65rem);
  margin-bottom: 18px;
  color: var(--hk-white);
}
.hk-hero-title .hk-grad {
  background: linear-gradient(120deg, var(--hk-red-dark), var(--hk-ink));
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
}
.hk-hero-text {
  font-size: 1.06rem;
  color: rgba(255, 255, 255, 0.92);
  max-width: 520px;
}

.hk-badge-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--hk-white);
  border: 1px solid var(--hk-cream-dark);
  color: var(--hk-red);
  font-size: 0.82rem;
  font-weight: 600;
  padding: 7px 16px;
  border-radius: 999px;
  box-shadow: var(--hk-shadow);
  margin-bottom: 20px;
}

/* Hero image frame */
.hk-hero-visual { position: relative; }
.hk-hero-img {
  border-radius: 20px;
  width: 100%;
  height: auto;
  display: block;
  box-shadow: var(--hk-shadow-lg);
  position: relative;
  z-index: 2;
}
.hk-hero-frame {
  position: absolute;
  inset: 18px -18px -18px 18px;
  border: 3px solid var(--hk-white);
  border-radius: 20px;
  z-index: 1;
}

.hk-float-card {
  position: absolute;
  background: var(--hk-white);
  border-radius: var(--hk-radius);
  box-shadow: var(--hk-shadow-lg);
  padding: 14px 18px;
  z-index: 3;
  display: flex;
  align-items: center;
  gap: 12px;
}
.hk-float-card .hk-fc-icon {
  width: 40px; height: 40px;
  border-radius: 10px;
  background: var(--hk-cream);
  color: var(--hk-red);
  display: grid; place-items: center;
  flex-shrink: 0;
}
.hk-float-card strong { display: block; font-size: 1.02rem; line-height: 1.2; }
.hk-float-card span { font-size: 0.76rem; color: var(--hk-muted); }

.hk-fc-1 { bottom: 26px; left: -22px; animation: hkFloat 4.5s ease-in-out infinite; }
.hk-fc-2 { top: 24px; right: -20px; animation: hkFloat 4.5s ease-in-out infinite 1.4s; }

@media (max-width: 991px) {
  .hk-fc-1 { left: 6px; bottom: 12px; }
  .hk-fc-2 { right: 6px; top: 12px; }
  .hk-hero-frame { display: none; }
}
@media (max-width: 575px) {
  .hk-float-card { padding: 10px 13px; }
  .hk-float-card strong { font-size: 0.9rem; }
  .hk-float-card span { font-size: 0.68rem; }
}

/* ---------- Page banner (inner pages) ---------- */
.hk-banner {
  position: relative;
  padding: 78px 0 74px;
  background: linear-gradient(135deg, var(--hk-red-dark) 0%, var(--hk-red) 45%, var(--hk-orange) 100%);
  color: var(--hk-white);
  overflow: hidden;
}
.hk-banner::after {
  content: '';
  position: absolute;
  inset: 0;
  background-image: radial-gradient(rgba(255, 255, 255, 0.14) 1px, transparent 1px);
  background-size: 22px 22px;
  opacity: 0.55;
}
.hk-banner .container { position: relative; z-index: 2; }
.hk-banner h1 { font-size: clamp(2rem, 5vw, 3.1rem); margin-bottom: 10px; }
.hk-banner p { color: rgba(255, 255, 255, 0.9); margin-bottom: 0; }
.hk-crumb {
  font-size: 0.86rem;
  color: rgba(255, 255, 255, 0.82);
}
.hk-crumb a { color: var(--hk-white); font-weight: 600; }
.hk-crumb a:hover { color: var(--hk-cream); }

/* ---------- Stats strip ---------- */
.hk-stats {
  background: var(--hk-ink);
  color: var(--hk-white);
  padding: 46px 0;
}
.hk-stat-num {
  font-family: 'Playfair Display', serif;
  font-size: clamp(1.9rem, 4vw, 2.6rem);
  font-weight: 700;
  color: var(--hk-orange-light);
  line-height: 1;
}
.hk-stat-label {
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.72);
  margin-top: 6px;
  letter-spacing: 0.03em;
}

/* ---------- Cards ---------- */
.hk-card {
  background: var(--hk-white);
  border: 1px solid var(--hk-cream-dark);
  border-radius: var(--hk-radius);
  overflow: hidden;
  height: 100%;
  transition: transform 0.32s ease, box-shadow 0.32s ease, border-color 0.32s ease;
}
.hk-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--hk-shadow-lg);
  border-color: var(--hk-orange);
}
.hk-card-img {
  width: 100%;
  height: 208px;
  object-fit: cover;
  display: block;
  transition: transform 0.6s ease;
}
.hk-card:hover .hk-card-img { transform: scale(1.06); }
.hk-card-imgwrap { overflow: hidden; position: relative; }
.hk-card-tag {
  position: absolute;
  top: 14px; left: 14px;
  background: var(--hk-white);
  color: var(--hk-red);
  font-size: 0.72rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: 999px;
  z-index: 2;
}
.hk-card-body { padding: 22px 22px 24px; }
.hk-card-body h3 { font-size: 1.24rem; margin-bottom: 8px; }
.hk-card-body p { color: var(--hk-muted); font-size: 0.94rem; margin-bottom: 16px; }

.hk-spec {
  display: flex;
  justify-content: space-between;
  padding: 9px 0;
  border-top: 1px dashed var(--hk-cream-dark);
  font-size: 0.88rem;
}
.hk-spec span:first-child { color: var(--hk-muted); }
.hk-spec span:last-child { font-weight: 700; color: var(--hk-red); }

/* ---------- Feature (icon) cards ---------- */
.hk-feature {
  background: var(--hk-white);
  border: 1px solid var(--hk-cream-dark);
  border-radius: var(--hk-radius);
  padding: 28px 24px;
  height: 100%;
  position: relative;
  overflow: hidden;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.hk-feature::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 100%; height: 4px;
  background: linear-gradient(90deg, var(--hk-red), var(--hk-orange));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.4s ease;
}
.hk-feature:hover { transform: translateY(-6px); box-shadow: var(--hk-shadow); }
.hk-feature:hover::before { transform: scaleX(1); }
.hk-feature-icon {
  width: 54px; height: 54px;
  border-radius: 14px;
  background: linear-gradient(135deg, rgba(198, 40, 40, 0.10), rgba(245, 124, 31, 0.16));
  color: var(--hk-red);
  display: grid; place-items: center;
  margin-bottom: 16px;
  transition: transform 0.4s ease;
}
.hk-feature:hover .hk-feature-icon { transform: rotate(-8deg) scale(1.06); }
.hk-feature h3 { font-size: 1.1rem; margin-bottom: 8px; }
.hk-feature p { color: var(--hk-muted); font-size: 0.92rem; margin-bottom: 0; }

/* ---------- Steps ---------- */
.hk-step {
  position: relative;
  padding: 26px 22px;
  background: var(--hk-white);
  border-radius: var(--hk-radius);
  border: 1px solid var(--hk-cream-dark);
  height: 100%;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.hk-step:hover { transform: translateY(-6px); box-shadow: var(--hk-shadow); }
.hk-step-num {
  font-family: 'Playfair Display', serif;
  font-size: 2.5rem;
  font-weight: 700;
  line-height: 1;
  color: rgba(245, 124, 31, 0.28);
  margin-bottom: 8px;
}
.hk-step h3 { font-size: 1.06rem; margin-bottom: 8px; }
.hk-step p { color: var(--hk-muted); font-size: 0.92rem; margin-bottom: 0; }

.hk-orange-section {
  position: relative;
  background: linear-gradient(135deg, var(--hk-orange) 0%, #ff9d40 50%, var(--hk-red) 100%);
  overflow: hidden;
}
.hk-orange-section::before {
  content: '';
  position: absolute;
  width: 380px; height: 380px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.16), transparent 68%);
  top: -180px; left: -100px;
  pointer-events: none;
}
.hk-orange-section .container { position: relative; z-index: 2; }
.hk-eyebrow-light { color: var(--hk-white); }
.hk-title-light { color: var(--hk-white); }
.hk-rule-light { background: var(--hk-white); }


/* ---------- FAQ + EMI Calculator (Services page) ---------- */
.hk-faqemi {
  position: relative;
  background: linear-gradient(160deg, #241209 0%, var(--hk-ink) 55%, #190d07 100%);
  padding: 90px 0;
  overflow: hidden;
  color: var(--hk-white);
}
.hk-faqemi-blob {
  position: absolute;
  border-radius: 50%;
  filter: blur(70px);
  opacity: 0.32;
  pointer-events: none;
}
.hk-faqemi-blob-1 { width: 360px; height: 360px; background: var(--hk-orange); top: -140px; right: -100px; }
.hk-faqemi-blob-2 { width: 300px; height: 300px; background: var(--hk-red); bottom: -120px; left: -80px; }
.hk-faqemi .container { position: relative; z-index: 2; }
.hk-grad-light { color: var(--hk-orange-light); }

.hk-accordion-dark .accordion-item {
  background: rgba(255, 255, 255, 0.045);
  border: 1px solid rgba(255, 255, 255, 0.09);
  border-radius: 14px !important;
  margin-bottom: 14px;
  overflow: hidden;
}
.hk-accordion-dark .accordion-button {
  background: transparent;
  color: var(--hk-white);
  font-weight: 600;
  font-size: 0.96rem;
  padding: 18px 20px;
  box-shadow: none !important;
  display: flex;
  align-items: center;
  gap: 12px;
}
.hk-accordion-dark .accordion-button:not(.collapsed) {
  background: linear-gradient(135deg, var(--hk-orange), var(--hk-red));
  color: var(--hk-white);
}
.hk-accordion-dark .accordion-button::after {
  filter: invert(1) grayscale(1) brightness(2.2);
}
.hk-accordion-dark .accordion-body {
  background: transparent;
  color: rgba(255, 255, 255, 0.72);
  padding: 2px 20px 20px 62px;
  font-size: 0.9rem;
}
.hk-faq-icon {
  width: 30px; height: 30px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.12);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  color: var(--hk-orange-light);
}
.hk-accordion-dark .accordion-button:not(.collapsed) .hk-faq-icon {
  background: rgba(255, 255, 255, 0.25);
  color: var(--hk-white);
}

.hk-emi2-card {
  background: var(--hk-white);
  border-radius: 20px;
  overflow: visible;
  box-shadow: 0 25px 60px rgba(0, 0, 0, 0.35);
}
.hk-emi2-head {
  background: var(--hk-orange);
  color: var(--hk-white);
  padding: 30px 32px 24px;
  border-radius: 20px 20px 0 0;
  position: relative;
}
.hk-emi2-head h3 {
  font-size: 1.5rem;
  margin-bottom: 6px;
  color: var(--hk-white);
}
.hk-emi2-head p { margin: 0; opacity: 0.94; font-size: 0.92rem; }
.hk-emi2-head::after {
  content: '';
  position: absolute;
  left: 0; right: 0; bottom: -11px;
  height: 22px;
  background-image:
    linear-gradient(135deg, var(--hk-orange) 25%, transparent 25%),
    linear-gradient(225deg, var(--hk-orange) 25%, transparent 25%);
  background-position: 0 0;
  background-size: 22px 22px;
  background-repeat: repeat-x;
}
.hk-emi2-body { padding: 34px 32px 30px; }
.hk-emi2-field { margin-bottom: 22px; }
.hk-emi2-field-top {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 10px;
  gap: 12px;
}
.hk-emi2-field-top label {
  font-weight: 600;
  color: var(--hk-ink);
  font-size: 0.88rem;
}
.hk-emi2-pill-input {
  background: var(--hk-ink);
  color: var(--hk-white);
  border: none;
  border-radius: 8px;
  padding: 6px 12px;
  font-weight: 700;
  font-size: 0.88rem;
  width: 108px;
  text-align: center;
}
.hk-emi2-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 4px;
  background: var(--hk-cream-dark);
  outline: none;
}
.hk-emi2-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--hk-orange);
  border: 3px solid var(--hk-white);
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.25);
  cursor: pointer;
}
.hk-emi2-slider::-moz-range-thumb {
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--hk-orange);
  border: 3px solid var(--hk-white);
  cursor: pointer;
}
.hk-emi2-results {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  margin-top: 8px;
  padding-top: 20px;
  border-top: 1px solid var(--hk-cream-dark);
  flex-wrap: wrap;
}
.hk-emi2-results-col { flex: 1; min-width: 160px; }
.hk-emi2-result {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 10px;
  gap: 10px;
}
.hk-emi2-result-label { font-weight: 700; color: var(--hk-red); font-size: 0.84rem; }
.hk-emi2-result-pill {
  background: var(--hk-ink);
  color: var(--hk-white);
  padding: 5px 12px;
  border-radius: 8px;
  font-size: 0.84rem;
  font-weight: 700;
  white-space: nowrap;
}
.hk-emi2-pie-col { text-align: center; }
.hk-emi2-pie {
  width: 116px; height: 116px;
  border-radius: 50%;
  margin: 0 auto 10px;
  background: conic-gradient(var(--hk-red-dark) 0% 6%, var(--hk-orange) 6% 100%);
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.18);
}
.hk-emi2-legend {
  font-size: 0.76rem;
  color: var(--hk-muted);
  display: flex;
  flex-direction: column;
  gap: 4px;
  align-items: flex-start;
}
.hk-emi2-dot {
  display: inline-block;
  width: 9px; height: 9px;
  border-radius: 50%;
  margin-right: 6px;
}
.hk-emi2-dot-amount { background: var(--hk-orange); }
.hk-emi2-dot-interest { background: var(--hk-red-dark); }

@media (max-width: 991px) {
  .hk-emi2-card { margin-top: 20px; }
}
@media (max-width: 575px) {
  .hk-emi2-results { flex-direction: column; align-items: stretch; }
  .hk-emi2-pie-col { align-self: center; }
}

/* ---------- Testimonials ---------- */
.hk-quote {
  background: var(--hk-white);
  border: 1px solid var(--hk-cream-dark);
  border-radius: var(--hk-radius);
  padding: 26px 24px;
  height: 100%;
  position: relative;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.hk-quote:hover { transform: translateY(-6px); box-shadow: var(--hk-shadow); }
.hk-quote-mark {
  font-family: 'Playfair Display', serif;
  font-size: 3.4rem;
  line-height: 0.7;
  color: rgba(245, 124, 31, 0.30);
}
.hk-quote p { color: var(--hk-muted); font-size: 0.95rem; font-style: italic; }
.hk-quote-person { display: flex; align-items: center; gap: 12px; margin-top: 18px; }
.hk-quote-person img {
  width: 50px; height: 50px;
  border-radius: 50%;
  object-fit: cover;
  border: 2px solid var(--hk-orange);
}
.hk-quote-person strong { display: block; font-size: 0.96rem; }
.hk-quote-person span { font-size: 0.8rem; color: var(--hk-muted); }
.hk-stars { color: var(--hk-orange); font-size: 0.86rem; letter-spacing: 2px; }

/* ---------- EMI Calculator ---------- */
.hk-calc {
  background: var(--hk-white);
  border-radius: 18px;
  box-shadow: var(--hk-shadow-lg);
  padding: 30px;
}
.hk-calc-row { margin-bottom: 22px; }
.hk-calc-row label {
  display: flex;
  justify-content: space-between;
  font-size: 0.92rem;
  font-weight: 600;
  margin-bottom: 10px;
}
.hk-calc-row label span { color: var(--hk-red); font-weight: 700; }
.hk-calc-row input[type=range] {
  width: 100%;
  height: 6px;
  border-radius: 6px;
  appearance: none;
  -webkit-appearance: none;
  background: var(--hk-cream-dark);
  outline: none;
}
.hk-calc-row input[type=range]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--hk-red), var(--hk-orange));
  cursor: pointer;
  border: 3px solid var(--hk-white);
  box-shadow: 0 2px 8px rgba(198, 40, 40, 0.45);
}
.hk-calc-row input[type=range]::-moz-range-thumb {
  width: 20px; height: 20px;
  border-radius: 50%;
  background: var(--hk-red);
  cursor: pointer;
  border: 3px solid var(--hk-white);
}
.hk-calc-scale {
  display: flex;
  justify-content: space-between;
  font-size: 0.74rem;
  color: var(--hk-muted);
  margin-top: 6px;
}
.hk-emi-box {
  background: linear-gradient(135deg, var(--hk-red) 0%, var(--hk-orange) 100%);
  color: var(--hk-white);
  border-radius: 14px;
  padding: 26px 22px;
  text-align: center;
}
.hk-emi-box .hk-emi-label { font-size: 0.84rem; opacity: 0.9; letter-spacing: 0.06em; text-transform: uppercase; }
.hk-emi-box .hk-emi-val {
  font-family: 'Playfair Display', serif;
  font-size: clamp(2rem, 5vw, 2.6rem);
  font-weight: 700;
  line-height: 1.15;
}
.hk-emi-mini {
  background: var(--hk-cream);
  border-radius: 12px;
  padding: 14px;
  text-align: center;
}
.hk-emi-mini span { display: block; font-size: 0.76rem; color: var(--hk-muted); }
.hk-emi-mini strong { font-size: 1.02rem; color: var(--hk-ink); }

.hk-amount-input-wrap {
  display: flex;
  align-items: center;
  background: var(--hk-cream);
  border: 2px solid var(--hk-cream-dark);
  border-radius: 10px;
  padding: 8px 14px;
  margin-bottom: 10px;
  transition: border-color 0.2s ease;
}
.hk-amount-input-wrap:focus-within {
  border-color: var(--hk-red);
}
.hk-amount-prefix {
  font-weight: 700;
  color: var(--hk-red);
  font-size: 1.1rem;
  margin-right: 6px;
}
.hk-amount-input {
  border: none;
  background: transparent;
  outline: none;
  width: 100%;
  font-weight: 700;
  font-size: 1.1rem;
  color: var(--hk-ink);
  font-family: 'Playfair Display', serif;
}
.hk-amount-input::-webkit-inner-spin-button,
.hk-amount-input::-webkit-outer-spin-button {
  opacity: 0.5;
}

.hk-emi-anim {
  position: relative;
  height: 120px;
  margin-bottom: 10px;
  overflow: hidden;
}
.hk-emi-ring {
  position: absolute;
  border-radius: 50%;
  border: 2px solid var(--hk-orange);
  opacity: 0.35;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%);
  animation: hkRingPulse 3s ease-out infinite;
}
.hk-emi-ring-1 { width: 70px; height: 70px; }
.hk-emi-ring-2 { width: 70px; height: 70px; animation-delay: 1.5s; }
@keyframes hkRingPulse {
  0% { width: 70px; height: 70px; opacity: 0.5; }
  100% { width: 220px; height: 220px; opacity: 0; }
}
.hk-emi-coin {
  position: absolute;
  bottom: -40px;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--hk-orange-light), var(--hk-orange));
  color: var(--hk-white);
  font-weight: 700;
  font-size: 1rem;
  font-family: 'Playfair Display', serif;
  box-shadow: 0 4px 10px rgba(198, 40, 40, 0.25);
  animation: hkCoinFloat 4.5s ease-in-out infinite;
}
.hk-emi-coin-1 { left: 20%; animation-delay: 0s; }
.hk-emi-coin-2 { left: 50%; animation-delay: 1.4s; }
.hk-emi-coin-3 { left: 78%; animation-delay: 2.8s; }
@keyframes hkCoinFloat {
  0%   { bottom: -40px; opacity: 0; transform: translateY(0) rotate(0deg); }
  15%  { opacity: 1; }
  85%  { opacity: 1; }
  100% { bottom: 100%; opacity: 0; transform: translateY(-10px) rotate(180deg); }
}

/* ---------- CTA band ---------- */
.hk-cta {
  background: linear-gradient(135deg, var(--hk-red-dark) 0%, var(--hk-red) 50%, var(--hk-orange) 100%);
  color: var(--hk-white);
  padding: 66px 0;
  position: relative;
  overflow: hidden;
}
.hk-cta::before {
  content: '';
  position: absolute;
  width: 460px; height: 460px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.08);
  top: -220px; right: -120px;
}
.hk-cta .container { position: relative; z-index: 2; }
.hk-cta h2 { font-size: clamp(1.7rem, 4vw, 2.5rem); margin-bottom: 10px; }
.hk-cta p { color: rgba(255, 255, 255, 0.9); margin-bottom: 0; }

/* ---------- Accordion (FAQ) ---------- */
.accordion-item {
  border: 1px solid var(--hk-cream-dark) !important;
  border-radius: var(--hk-radius) !important;
  margin-bottom: 12px;
  overflow: hidden;
  background: var(--hk-white);
}
.accordion-button {
  font-weight: 600;
  font-size: 1rem;
  color: var(--hk-ink);
  background: var(--hk-white);
  padding: 18px 20px;
}
.accordion-button:not(.collapsed) {
  background: var(--hk-cream);
  color: var(--hk-red);
  box-shadow: none;
}
.accordion-button:focus { box-shadow: none; border-color: var(--hk-orange); }
.accordion-button::after {
  background-image: none;
  content: '+';
  font-size: 1.5rem;
  line-height: 1;
  color: var(--hk-red);
  font-weight: 400;
  width: auto; height: auto;
  transition: transform 0.3s ease;
}
.accordion-button:not(.collapsed)::after { transform: rotate(45deg); }
.accordion-body { color: var(--hk-muted); font-size: 0.94rem; padding-top: 4px; }

/* ---------- Forms ---------- */
.hk-form-card {
  background: var(--hk-white);
  border-radius: 18px;
  box-shadow: var(--hk-shadow-lg);
  padding: 32px;
}
.hk-label {
  font-size: 0.86rem;
  font-weight: 600;
  margin-bottom: 6px;
  color: var(--hk-ink);
}
.form-control, .form-select {
  border: 1.5px solid var(--hk-cream-dark);
  border-radius: 10px;
  padding: 11px 14px;
  font-size: 0.95rem;
  background-color: #fffdfa;
  transition: border-color 0.25s ease, box-shadow 0.25s ease;
}
.form-control:focus, .form-select:focus {
  border-color: var(--hk-orange);
  box-shadow: 0 0 0 4px rgba(245, 124, 31, 0.14);
  background-color: var(--hk-white);
}
.hk-note { font-size: 0.82rem; color: var(--hk-muted); }
.hk-hero-stat-num { color: var(--hk-ink); }
.hk-hero-stat-label { color: rgba(255, 255, 255, 0.85); }

/* ---------- Contact info tiles ---------- */
.hk-contact-tile {
  display: flex;
  gap: 16px;
  background: var(--hk-white);
  border: 1px solid var(--hk-cream-dark);
  border-radius: var(--hk-radius);
  padding: 22px;
  height: 100%;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.hk-contact-tile:hover { transform: translateY(-5px); box-shadow: var(--hk-shadow); }
.hk-contact-tile .hk-ct-icon {
  width: 48px; height: 48px;
  flex-shrink: 0;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--hk-red), var(--hk-orange));
  color: var(--hk-white);
  display: grid; place-items: center;
}
.hk-contact-tile h3 { font-size: 1.02rem; margin-bottom: 4px; }
.hk-contact-tile p, .hk-contact-tile a { font-size: 0.92rem; color: var(--hk-muted); margin-bottom: 2px; display: block; }
.hk-contact-tile a:hover { color: var(--hk-red); }

/* ---------- Checklist ---------- */
.hk-check { list-style: none; padding: 0; margin: 0; }
.hk-check li {
  position: relative;
  padding-left: 32px;
  margin-bottom: 12px;
  color: var(--hk-muted);
  font-size: 0.95rem;
}
.hk-check li::before {
  content: '';
  position: absolute;
  left: 0; top: 1px;
  width: 21px; height: 21px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--hk-red), var(--hk-orange));
}
/* Tick drawn with borders so it never depends on a font glyph */
.hk-check li::after {
  content: '';
  position: absolute;
  left: 6px; top: 7px;
  width: 9px; height: 4px;
  border-left: 2px solid var(--hk-white);
  border-bottom: 2px solid var(--hk-white);
  border-radius: 1px;
  transform: rotate(-45deg);
}
.hk-check-light li { color: rgba(255, 255, 255, 0.9); }
.hk-check-light li::before { background: var(--hk-white); }
.hk-check-light li::after {
  border-left-color: var(--hk-red);
  border-bottom-color: var(--hk-red);
}

/* ---------- Image with frame (about) ---------- */
.hk-img-frame { position: relative; }
.hk-img-frame img {
  width: 100%; height: auto;
  border-radius: 18px;
  display: block;
  box-shadow: var(--hk-shadow-lg);
  position: relative; z-index: 2;
}
.hk-img-frame::before {
  content: '';
  position: absolute;
  inset: -16px -16px 16px 16px;
  border: 3px solid var(--hk-orange);
  border-radius: 18px;
  z-index: 1;
}
@media (max-width: 767px) { .hk-img-frame::before { display: none; } }

/* ---------- Values / timeline ---------- */
.hk-timeline { position: relative; padding-left: 34px; }
.hk-timeline::before {
  content: '';
  position: absolute;
  left: 10px; top: 6px; bottom: 6px;
  width: 2px;
  background: linear-gradient(180deg, var(--hk-red), var(--hk-orange));
}
.hk-tl-item { position: relative; margin-bottom: 28px; }
.hk-tl-item:last-child { margin-bottom: 0; }
.hk-tl-item::before {
  content: '';
  position: absolute;
  left: -30px; top: 6px;
  width: 14px; height: 14px;
  border-radius: 50%;
  background: var(--hk-white);
  border: 3px solid var(--hk-red);
}
.hk-tl-year {
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.1em;
  color: var(--hk-orange);
  text-transform: uppercase;
}
.hk-tl-item h3 { font-size: 1.08rem; margin: 4px 0 6px; }
.hk-tl-item p { color: var(--hk-muted); font-size: 0.93rem; margin-bottom: 0; }

/* ---------- Footer ---------- */
.hk-footer {
  background: var(--hk-ink);
  color: rgba(255, 255, 255, 0.72);
  padding: 62px 0 0;
}
.hk-footer h4 {
  color: var(--hk-white);
  font-size: 1rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  margin-bottom: 18px;
}
.hk-footer .hk-brand-name { color: var(--hk-white); }
.hk-footer p { font-size: 0.92rem; }
.hk-footer-links { list-style: none; padding: 0; margin: 0; }
.hk-footer-links li { margin-bottom: 10px; }
.hk-footer-links a {
  color: rgba(255, 255, 255, 0.72);
  font-size: 0.92rem;
  transition: color 0.25s ease, padding-left 0.25s ease;
}
.hk-footer-links a:hover { color: var(--hk-orange-light); padding-left: 5px; }
.hk-footer-contact { list-style: none; padding: 0; margin: 0; }
.hk-footer-contact li {
  display: flex; gap: 10px;
  font-size: 0.92rem;
  margin-bottom: 12px;
}
.hk-footer-contact svg { flex-shrink: 0; margin-top: 3px; color: var(--hk-orange); }
.hk-footer-contact a { color: rgba(255, 255, 255, 0.72); }
.hk-footer-contact a:hover { color: var(--hk-orange-light); }
.hk-footer-legal {
  list-style: none;
  padding: 0;
  margin: 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-top: 12px;
}
.hk-footer-legal li {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.55);
  letter-spacing: 0.02em;
  margin-bottom: 4px;
}
.hk-footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  margin-top: 46px;
  padding: 20px 0;
  font-size: 0.85rem;
}
.hk-social { display: flex; gap: 10px; }
.hk-social a {
  width: 38px; height: 38px;
  border-radius: 10px;
  background: rgba(255, 255, 255, 0.08);
  color: var(--hk-white);
  display: grid; place-items: center;
  transition: all 0.28s ease;
}
.hk-social a:hover {
  background: linear-gradient(135deg, var(--hk-red), var(--hk-orange));
  transform: translateY(-3px);
}

/* ---------- Floating WhatsApp ---------- */
.hk-wa {
  position: fixed;
  bottom: 22px; right: 22px;
  width: 54px; height: 54px;
  border-radius: 50%;
  background: #25d366;
  color: #fff;
  display: grid; place-items: center;
  z-index: 1030;
  box-shadow: 0 8px 24px rgba(37, 211, 102, 0.45);
  animation: hkPulse 2.4s infinite;
}
.hk-wa:hover { color: #fff; transform: scale(1.08); }

/* ============================================================
   Animations
   ============================================================ */
@keyframes hkFloat {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-12px); }
}

@keyframes hkPulse {
  0% { box-shadow: 0 0 0 0 rgba(37, 211, 102, 0.55); }
  70% { box-shadow: 0 0 0 16px rgba(37, 211, 102, 0); }
  100% { box-shadow: 0 0 0 0 rgba(37, 211, 102, 0); }
}

@keyframes hkFadeUp {
  from { opacity: 0; transform: translateY(34px); }
  to { opacity: 1; transform: translateY(0); }
}
@keyframes hkFadeLeft {
  from { opacity: 0; transform: translateX(-40px); }
  to { opacity: 1; transform: translateX(0); }
}
@keyframes hkFadeRight {
  from { opacity: 0; transform: translateX(40px); }
  to { opacity: 1; transform: translateX(0); }
}
@keyframes hkZoom {
  from { opacity: 0; transform: scale(0.92); }
  to { opacity: 1; transform: scale(1); }
}

/* Scroll reveal engine */
.hk-reveal { opacity: 0; will-change: opacity, transform; }
.hk-reveal.hk-in { animation: hkFadeUp 0.75s cubic-bezier(0.22, 1, 0.36, 1) forwards; }
.hk-reveal[data-anim="left"].hk-in { animation-name: hkFadeLeft; }
.hk-reveal[data-anim="right"].hk-in { animation-name: hkFadeRight; }
.hk-reveal[data-anim="zoom"].hk-in { animation-name: hkZoom; }

.hk-d1 { animation-delay: 0.12s; }
.hk-d2 { animation-delay: 0.24s; }
.hk-d3 { animation-delay: 0.36s; }
.hk-d4 { animation-delay: 0.48s; }

/* Hero entrance (no scroll needed) */
.hk-enter { animation: hkFadeUp 0.85s cubic-bezier(0.22, 1, 0.36, 1) both; }
.hk-enter-right { animation: hkFadeRight 0.95s cubic-bezier(0.22, 1, 0.36, 1) both; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .hk-reveal { opacity: 1 !important; }
  .hk-reveal.hk-in, .hk-enter, .hk-enter-right,
  .hk-fc-1, .hk-fc-2, .hk-wa { animation: none !important; }
  * { transition: none !important; }
}