Plot 108, T.P Nagar, Korba (C.G.) — 495677 Mon – Sun: 9:00 AM – 7:00 PM
+91 97700 88678 info@hkfin.in
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Our Loan Services

Five finance products covering every vehicle need in Chhattisgarh.

Young Indian couple receiving the keys to their new motorcycle financed by Hare Krishna Finance
Bikes & Scooters

Two-Wheeler Loan

For most of our customers, the first vehicle is a bike or a scooter — and it changes everything from getting to work on time to dropping the kids at school. We keep this loan deliberately simple: minimal documents, same-day approval and up to 90% on-road funding.

Rate from12% p.a.
Tenure48 months
Max amount₹1.5 L
  • Up to 90% on-road price funded
  • Same-day in-principle approval
  • Processing fee from just 1%
  • Available for new and pre-owned two-wheelers
Apply for Two-Wheeler Loan
Indian family of four standing happily beside their newly financed hatchback car
Cars & SUVs

Car Loan

Whether it is a first hatchback for the family or an upgrade to an SUV, we fund new and pre-owned cars at competitive rates with tenures long enough to keep the EMI comfortable. Our team coordinates directly with your dealer so you are not running between offices.

Rate from10.5% p.a.
Tenure84 months
Max amount₹10 L
  • New, pre-owned and electric cars covered
  • Up to 85% funding on used vehicles
  • Direct dealer disbursal — no cash handling
  • Insurance and RTO assistance included
Apply for Car Loan
Indian transport business owner standing in front of his financed goods carrier truck
Trucks, Tempos & Pickups

Commercial Vehicle Loan

Korba runs on transport, and we understand its rhythm — the good months and the lean ones. Our commercial vehicle loans are structured around your actual cash flow, whether you are buying your first tempo or adding a fifth truck to the fleet.

Rate from11% p.a.
Tenure60 months
Max amount₹30 L
  • Fleet financing for multiple vehicles
  • Seasonal and step-up EMI structures available
  • First-time buyer schemes for owner-drivers
  • Permit and fitness documentation support
Apply for Commercial Loan
Already Own a Vehicle?

Refinance & Top-Up Options

Unlock the value already sitting in your driveway, without selling anything.

Used Vehicle Refinance

Borrow against a vehicle you already own and keep driving it. Ideal for business capital, a medical need or consolidating a costlier loan.

Interest RateFrom 13% p.a.
TenureUp to 48 months
Max Amount₹1.5 Lakh
ValuationWithin 24 hours
Enquire Now

Top-Up Loan

Existing customers with a clean repayment record of 12 months or more can take additional funding on the same vehicle with almost no fresh paperwork.

Eligibility12 clean EMIs
Fresh DocumentsNot required
DisbursalWithin 24 hours
Check Eligibility
Eligibility

Who Can Apply

  • Indian resident aged between 21 and 65 years
  • Salaried with 6 months in current job, or self-employed with 1 year in business
  • Minimum monthly income of ₹12,000 for two-wheelers, ₹20,000 for cars
  • Valid driving licence for the vehicle category
  • Residence in Chhattisgarh or an adjoining district
Documentation

What to Bring

  • Income proof (used for your credit score check)
  • Aadhar card

Not sure about a document? Call us before you travel — we will tell you exactly what is needed for your case.

— FAQ

Frequently Asked Questions

In-principle approval is usually given the same working day once your documents are with us. Full disbursal to the dealer typically happens within as little as 2 hours.

A good CIBIL score helps you get a better rate, but a thin or missing credit history is not a rejection. We assess income stability and local references too, which is why many first-time borrowers come to us.

Yes. Foreclosure is allowed after 6 EMIs with a small charge on the outstanding principal, which is stated in your sanction letter before you sign anything.

None. Processing fee, documentation charge, interest rate and any insurance cost are all listed in writing in the sanction letter. If it is not on that sheet, you will not be charged for it.

Most customers use auto-debit (NACH) from their bank account. UPI and cash payment at the branch are also accepted, and you receive a receipt on WhatsApp each month.

EMI Calculator

Bring your aspirations to life, with a quick loan

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Next Step

Found the right loan for you?

Send us an enquiry and a loan officer from our Korba branch will call you back within 2 hours.

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